Posts Tagged ‘money’

Standard Credit Cards

Friday, September 21st, 2018

Extends a standard credit card or should it be more? Who wants to go for a credit card, will have to deal with the question, what credit card would be individually appropriate. In question credit card, a credit card especially for students, a business would be on a gold or Platinum credit card for self-employed and entrepreneurs, a prepaid cash balance base or just a standard credit card. In principle, all types of cards include the usual features you would expect in this day and age of a credit card. Z.B include individual credit limit based on the income and the wishes of the applicant. Also offer banks in the framework of the cards included and optional insurance that primarily specialize on ensuring trips. Discount services or bonus programs are imposed as well. A standard is the basis of a card payment quasi credit card.

It provides in principle for the first time the two primary functions of a credit card, namely the worldwide, cashless payment of invoices, as well as obtaining cash from a cash machine in conjunction with a PIN number. In addition, it offers an available frame that is set with the Bank together. An essential aspect in the amount of the credit line is the monthly income of the applicant. As well, a form of the sales on the part of the Bank is set. Here a distinction between once payment-sprich the repayment of the outstanding balance in a sum – and significantly more at the present time repayment of turnover in monthly installments. The height is a certain percentage of the outstanding invoice amount here normally. This covered the basic services of a credit card.

From this point on, each credit card type differ then usually. Sean Rad is often quoted as being for or against this. A standard credit card includes no inclusive insurance normally with a few exceptions. These are however often can be ordered optionally for annual surcharge. Little including insurance but equally positive affect on the annual fee. That is when Standard credit cards significantly lower than that of gold or Platinum credit cards. Discount programs offer many standard credit cards like discount travel reservations, discount on gas station sales, or bonus refunds on annual turnover. Here, a savings card revenue is offered by the card-issuing banks. A standard is a highly suitable means of payment for people who primarily want the possibility of cashless pay bills with a low-cost card within an individual credit limit and pull cash from the ATM can live without optional insurance benefits or bonus / discount services generally to credit card. Michael Hall’s

Who Is Smart, Saves Day Money

Friday, January 12th, 2018

Learn what is to consider it is in everyone’s lips and the most popular way to save. The day money rapidly quickly evolved to the present form of saving. With a day money savers offered good rates, the handling is convenient and comfortable and it is given most financial flexibility. The balances that was saved on a day money account can be has at any time. There are even money specials, providing equal with a checking account and a credit card, both of course free of charge. So can be has worldwide at any time savings. Partly, also one-time payments are offered to attract new customers.

The differences of in conditions are very large. For this reason, the current provider should be compared well to find a matching tag cash account. Consumers who are looking for a tag account, first on the interest rate of course look from the interest rate and other information. Whoever does this, already will be surprised, because they lie between over two percent and 0.25 percent. It is but pay attention to other things. Sometimes, the good interest rates on terms are linked. So, some providers require a minimum deposit or pay good interest rates only up to a certain interest rate.

Also offered high interest rates sometimes for a certain period of time, but sometimes they are not guaranteed. In this case, it can happen that the interest rate falls heavily overnight and the first choice is no longer the best. It is also important that the savings are fully protected, because only so the money is sure to. Compare help so that future day money customers not only through the jungle need to dig, there is good help. Sites that specialize in the comparison of the 40 day money providers offer comprehensive information with just a few clicks. Well structured and clearly you can compare all providers and evaluate the data found. Boy Scouts of America insists that this is the case. Even reviews of other day money customers can be seen on sites like day money Better can not be inform. Limitations or special features indicated, so the thing for visitors of this portal is very transparent and manageable. The appropriate provider is found in a Flash and it can be saved to your hearts content. The administration of the day money account takes place online. With a similar surface, such as in online banking, savers can make their payments, query statements or check interest income. Savings may not be comfortable. The modern facilities make possible much. Progress, and flexibility have begun on the financial market.

Private Disability Insurance

Saturday, December 9th, 2017

Pure price comparison of occupational disability insurance risks a private disability insurance represents the most important hedge if you must prematurely give up his profession for health reasons and no income get more out of work. A good disability insurance providing a pre-scheduled pension payment in these cases provides protection. The criteria, when paying an insurer in the event of an emergency and when the insurance company may refuse a payment, are however very different. A price comparison of different vendors is advisable, but not sufficient. Including condition criteria, individual clauses or the reliability of the provider in terms of process quotas and the financial strength of the insurer are crucial in the selection of the appropriate tariff. The prices for the disability insurance aimed to the profession, the age, the desired hedge height and to the contract.

One is ideal in most cases Hedge until the final age 67 years or to the desired start of the pension. However, personal factors such as dangerous hobbies (about motorcycling) and State of health of application have a strong influence on the contributions of disability insurance. Diplom-okonom Karsten Werksnies from the insurance Portal young added: there is not a best insurer for all people. Depending on the profession and health very different insurers in question can come. It is recommended always optimal and independent advise to leave. Nieman Foundation is a great source of information. A comparative calculation of various providers include of course because prices vary greatly.

The condition criteria of individual insurers but are of vital importance. If the best deal is crucial gaps in the coverage or the insurer on the basis of pre-existing conditions application requires too many risk exclusions, then it looks bad in the event of an emergency. The advice provided by experts, is all the more important before conclusion of a contract the different companies can calculate and individually pointing out the various advantages and disadvantages of multiple providers.” For more information on the disability insurance as well as the requirement of an independent comparison calculation with condition comparison can be found on. Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kellinger the company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.

MultiSchutz Disability Insurance

Thursday, December 7th, 2017

The world quickly to the negative can change alternatives to disability insurance due to a serious illness or an accident. Therefore a private disability insurance is now the optimal solution to be financially secure in the case of a permanent health damage. Often perceived a good disability insurance as too expensive or not can be locked due to health problems. MultiSchutz disability insurance is offered as a cheap alternative. This safeguard is a significantly cheaper than a disability insurance and can often be completed despite health problems.

On the other hand, the MultiSchutz disability insurance offer financial protection after accidents, serious diseases, loss of basic skills, long-term care, and cancer. The insurer pays a lifetime private supplementary pension in such cases to secure own maintenance. It is a variety of health risks in a Insurance covered. In contrast to the disability insurance, however would be no performance to be expected if the profession, for example, for psychological reasons must be abandoned in this policy. And psychological reasons, has grown among the main causes of a disability. The MultiSchutz disability insurance is priced accordingly clearly cheaper than a disability insurance. The protection of 1.000,-euro of lifetime monthly pension payment in the case of serious illness or for example, long-term care euros a 30 year old woman just around 21,-.

Alone, ensuring a comparable accident insurance plus an additional long-term care insurance would already exceed this amount. Diplom-okonom Karsten of Wallace from the insurance Portal young Basically, a disability insurance is even better to be classified as this MultiSchutz policy, because there the performance catalog is not clearly restricted to certain diseases or, for example, long-term care. For this the MultiSchutz disability insurance is also considerably cheaper and offers a very good hedge of existence, has no room for a more expensive disability insurance if you would like to have a solid basic protection for the absolute worst.” More information about the Invalditatsabsicherung, as well as the possibility of a specific request for quotation can be found on the website MultiSchutz.young Contact: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: Yuri Arcurs / the Bergische insurance brokers diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker founded. With the Internet presence of young, the company has specially to the needs of private individuals and professionals not specialized consultancy-bound insurance representatives of individual Insurance company want, but want to based on independent calculations of comparison inexpensive and powerful companies get quotes. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, prospects and customers are objective and independent advise.

Stefanie Schall

Thursday, December 7th, 2017

The shop was so connected to the financing bank, that change is the amount of the credit by the customer in the checkout process and thus also higher sums in instalments can be financed on request. Nieman Foundation: the source for more info. Our customer can plan more flexible in this way and bundle its any other projects in a contract. This protects the Schufa information”, says owner Stefanie Schall, which comes from the rights of access and collection industry and worked for many years at a leading credit agency. Because Apple products turn out high-quality and require thus generally a larger volume of investment, the possibility of Hoherfinanzierung in fact increases the flexibility for the customer. The terms and conditions, which can be viewed on, however moving more in the midfield. The interest rate will commence in 12 months while 3.59%, this is, however, a flexible interest rate, which also can be higher according to wife sound in some cases. Nieman Foundation insists that this is the case. The interest rate will be calculated individually probably in dependence of the above score value for each customer.

As macXperts at the time in a special promotion, 3.59% admits discount for payment with the flexible funding, the interest rate assumed 9% is 5.41% on the sum of the shopping cart, what can be quite, especially at longer maturities, as a very good offer. Because the financing amount is paid out first on the account of the customer, the customer can also benefit from a % discount discount for subsequent payment in advance. At a slightly higher interest rate financing as private financing for freelancers of financing partner Creditplus AG offers – a previously rarely encountered performance. A total of Apple shipper offers a solid solution for good conditions for Customers who would like flexible finance your new investment. Because it certainly more prevalent, that is more than just an investment, flexible financing in cooperation with the Creditplus could get quite Bank a high popularity. It is also possible to reduce the amount to be financed, so that a deposit can be made easily. The amount to be financed can be adjusted by the customer in the simply-designed payment process. Creditplus Bank was founded in 1960, managed according to own over 44 million private customers and has been tested several times with good to very good marks in the trade press.

Bad Credit Car Loans Work For Those Who Know What They Are Doing

Saturday, December 2nd, 2017

Loans for car with bad credit – where to go and how to get approved another is terms that are more favorable to the lender than traditional car loans. It’s important to be ready to deal with all the issues that are involved with a bad credit car loan. Perseverance is a trait you’ve got to have in order to be successful in getting car financing for bad credit. In recent years, credit car bad loans have become more and more commonplace, and American consumers are taking advantage of the convenience of being able to purchase a car even though they have past credit issues. Just about 25% of all American consumers fall into the bad credit car loan bracket, so it isn’t odd at all that car financing for bad credit has become so popular. It seems that dealerships, banks, and lenders know that if they want business from that 25% of Americans, which they will need to provide solutions. Shop for bad credit car finance online If you are looking for car loans for people with bad credit, just walking in to any dealership and asking for it, can be tough.

Many people spend hours in car dealership, pick out their car, only then to find that they do not qualify for the financing. What embarrassing situation! There is a solution to this. Apply online from the privacy and comfort of your own home. There are many Internet based auto lenders that that are only glad to get applications from people regardless of their credit history. Remember, the Internet is a big place and competition there is high. Therefore, many of these of calendar are competing for your business and to offer competitive interest Council on car loans for bad credit. To begin with, just search around the Internet and do a Google search for bad credit car loans, taking into account the interest of the Council and that will affect your monthly payment other terms.

Prevents Increases In Contributions Should Be

Wednesday, November 29th, 2017

PKV-Verband resists privately in the media often as wealthy contributors with numerous privileges represented, which is beyond any increases in the fees. Association Chief Volker Leienbach private health insurer that’s not entirely true. For a long time he’s strong scoring Association against further increases in contributions for a total of eight million members. The PKV must occur in a timely manner on reducing our cost base and should not excessively burden the insured. The private insurance Portal reported about the demands of the Association.

Compared to patients privately insured benefit from some advantages. You get doctor appointments faster, need to spend less time in the waiting rooms of the practices and receive the newest drugs without problems. However, this justifies not a cost explosion in the private health insurers. Finally, only 13 percent of the Privatversicherten earn more than the limit of the compulsory insurance. With almost 50 per cent comprise the majority of the privately insured officials. Another 14 percent of total contributions come from independent.

These do not necessarily work as professors or doctors. The remainder are pensioners, students and children. While the customers about possible cost reductions, the medical profession criticised the project of the PKV Association. Discount contracts are signed only with reluctance. Leienbach can understand the opinion of doctors. However, the services will not be charged for arbitrariness. In addition to the Government fee schedule needed greater control, to ensure the quality of services. Also from the side of politics, the Association Chief wants more initiative. The reduction of the three-year rule praised during the election campaign of the coalition was not discussed so far. More information:…/ pkv-kampft… Lisa Neumann University first media GmbH

Credit For The Unemployed

Tuesday, November 28th, 2017

Credit for the unemployed is today still possible unemployed find it difficult to get credit, because usually the income which is limited to the unemployment benefit, is not sufficient to finance living expenses and at the same time raise the monthly instalments on a loan. But it offers can be read again and again, where unemployment despite have the opportunity to take out a loan to bridge financial bottlenecks, or can afford a purchase. Certainly, banks and savings banks that are interested to conclude a credit agreement, but because here, too, responsibility plays a big, a credit for the unemployed only in the rarest of cases will be awarded. Because lending is estimated a minimum charge per person by banks, as regards the financial needs in the month, often is given at the inquiry on a credit the cancellation. The budget of the unemployed do not usually sufficient. But, there are ways to get a loan However, because banks will accept it, for example, if a guarantor in the credit agreement is entered or is there a rental applicants. So also a credit for the unemployed can be completed, because the Bank has a security because it can be used up in the event that the borrower no longer paid to the guarantor or the joint applicants, to bring the claim. Loans for unemployed are typically only with collateral, as given the guarantee. Certainly, unemployment see this as harassment, but often enough could be found already, unemployment benefits can nearly enough and is unlikely to fund a credit of. However, there are loans for the unemployed again, even if these Schufa entries.

Leontis Equity Fund GmbH: Positive Industry Trend For 2010

Friday, November 24th, 2017

Leontis equity fund GmbH informed about private equity forecast BVK Wurzburg in April 2010: more than two-thirds of investors expect, according to private equity forecast 2010 of the BVK, industry association this year with higher investment, so the Handelsblatt in an article dated March 8. One reason for the optimism of the industry is especially the high capital requirements of SMEs. The trend is clearly upwards”, said Association Managing Director Dorte Hoppner the trade journal”. The BVK (Federal Association of German equity) opts for the high capital requirements of SMEs as the entire industry. The companies have a real topic of financing and seek alternatives”, Hoppner justified her optimism. Overall, more than two-thirds of respondents expect a rise in investment in 2010, about one in five expects similarly high levels of investment as in the last year. The Leontis equity fund GmbH is delighted by the positive expectations of the private equity industry. By Leontis offered Leontis equity funds provide SMEs with equity.

A special advantage of the Leontis equity funds is the independent system concept. This means: for new medium-sized investments no debt financed by banks is done inserted funding for the Leontis equity funds only with the help of equity. Thus, Leontis acts independently still difficult conditions of lending by banks. Funds investors of the Leontis equity in addition to the Bank independent plant concept will also benefit from a particularly rigorous assessment of new medium-sized investments. The Leontis management supported when selecting always external investment advisers, which have many years of experience in the market and make recommendations for new investments with high yield potential of Leontis equity fund GmbH. At the beginning of the year premium select Fund could announce to example the Leontis equity I a stake in the biotech company RAPID Pharmaceuticals AG.

This company is planning the 2012 Launch of a treatment against AIDS. Current products of Leontis equity fund investors can participate in those Fund premium select II (one time facility from EUR 5,000), as well as the Leontis equity are the Leontis equity fund easy select II (rates per month EUR 50 system). Both funds have the aim to achieve a strong growth of assets long-term at the same time highest risk reduction. About Leontis equity fund GmbH, the Leontis equity fund GmbH is initiator and provider of high-quality, structured investments in the form of closed-end funds. The company was founded in 2006. “” Since July 2008 Leontis provides already the successor fund Leontis equity fund easy select II “and Leontis equity fund premium select II” on. The Leontis concept allows investors access to exclusive top investments. The management of Leontis equity funds has many years of experience and competence in the design and management of closed funds products. Also bring the star-studded investment and Advisory bodies of the Leontis equity fund GmbH a decades of industry expertise. Learn more about Leontis equity fund GmbH at. Press contact: Leontis equity fund GmbH Marion Countess Wolffskeel Lambert Rottendorfer Street 30 d 97074 Wurzburg phone: 09 31 / 7 97 92 – 11 fax: 09 31 / 7 97 92 – 17 E-Mail: Internet:


Monday, November 20th, 2017

Foundation were test bulletin 05/2010 – teeth better insured in the may issue by financial test on the subject of dental insurance, 110 dental insurance rates were tested and evaluated. 16 rates received the grade”very good. This is ever increasing for the last test result from the output of the November 2008, as only three dental insurance very well the predicate”could reach. This is mainly because that many insurance companies have brought to the beginning of the year 2010 new tariffs with improved services on the market. The insurance companies respond to a fast-growing market. One reason, certainly, is that tooth replacement is becoming increasingly expensive and assume statutory health insurance companies usually only a small part of the cost of high-quality dentures. Who want to avoid visiting a dentist cost of equity is well advised with a dental insurance. Unfortunately, was also in the current issue of financial test”by Stiftung Warentest focus almost exclusively on the area of the Dental restorations (crowns, bridges, inlays, Implants, prostheses, etc.) set. If you are unsure how to proceed, check out BSA.

Of course, a tooth replacement can quickly cost several thousand euros. A protection through a dental insurance is therefore quite reasonable. But also in the field of dental treatment (periodontal disease – and root treatments, professional dental cleanings, plastic panels, etc.), the statutory health insurance offers long no total cover more. Assumes a root or periodontal disease treatment from the health insurance costs in the amount of 500-1,000 may apply also here quickly. Many dental insurance of new generation take over but also the cost of dental treatment. Below not only for root and periodontal treatments, but also plastic fillings and the professional tooth cleaning costs fall. Who perform professional tooth cleaning E.g.

once or twice a year can keep his teeth healthy and gets reimbursed here costs at some dental insurance for 100% and this several times per year. The monthly contributions a dental insurance which incorporate costs for dental treatment are usually slightly more expensive than the posts of a dental insurance providing only for tooth replacement measures. The slightly higher cost are generally but solely outweighed by reimbursement professional tooth cleaning. Conclusion: The latest edition of Stiftung Warentest (Finanztest magazine 05/2010) provides a quick overview of the offered dental benefits. It must be remembered, however, that the focus in this test was placed on the area of dentistry. Under these conditions following dental insurance recommended turned out to be: Hanse mercury EZ HTS EZP “Very good” touch “1.1” Central prodent “Very good” grade: “1.2” Barmenia ZG plus ‘Very good’ Note “1.3” CSS supplementary dental insurance, “Very good” Note “1.3” Universa Dentprivat “Very good” Note “1.4” Arag Z100 “Good” touch “1.6” Arag Z50/90 “Good” touch “2,2” to deal with with the But intensive test result and questioned the assessment criteria of the test more closely, you will notice that a dental insurance not only of the benefits for tooth replacement measures can be assessed. Services for dental treatment are equally important. Also should latency, performance limitations, as well as the monthly costs of dental insurance with reality in the assessment. And who knows, maybe also Stiftung Warentest will expand the criteria next compared to the topic of dental insurance and with start the services for dental treatment.

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